Streamline Your Payment Processing

Effortlessly manage in-person and online transactions with our comprehensive payment solutions.

Step 1: Your Current Setup

Click here if you don't currently take card payments Or, select your current provider:

Step 2: Business Volume

How much do you expect to take in card payments over the next 12 months?

Step 3: Business Transactions

What's your average card payment value?

Step 4: How You Take Payments

How do you plan to take payments? (Select all that apply)

Face-to-Face (in person) Online (website) Over the Phone

Step 5: Company Information

Is your business registered with Companies House?

Step 5: Company Information (cont.)

What's the name of your registered business?

Step 5: Company Information (cont.)

What's the name of your business?

Step 6: About Your Business

In 3 words or more, what does your business do?

Step 7: Your Contact Details

Name

Phone

Postcode

Elavon Payment Processing: A Comprehensive Review for UK Businesses

For UK businesses looking to accept card payments, choosing the right payment processor is crucial. Elavon is a major player in the payment processing industry, offering a range of solutions tailored to businesses of all sizes. In this review, we’ll explore Elavon’s services, fees, pros and cons, and how it compares to other UK payment processors.

Who is Elavon?

Elavon is a global payment processor owned by U.S. Bancorp, one of the largest financial institutions in the United States. With a strong presence in Europe, including the UK, Elavon provides merchant services to businesses across various industries, from retail and hospitality to eCommerce and professional services.

Elavon’s Payment Solutions for UK Businesses

Elavon offers several payment processing options, including:

1. Card Terminals (Countertop, Portable & Mobile)

Countertop terminals – Ideal for fixed retail locations.
Portable terminals – Suitable for restaurants and service-based businesses.
Mobile terminals – Enable payments on the go via Bluetooth or Wi-Fi.

2. Online & eCommerce Payments

Virtual Terminal – Manually process card-not-present transactions.
Payment Gateway – Integrates with eCommerce platforms like Shopify, WooCommerce, and Magento.
API Solutions – Custom payment integrations for larger businesses.

3. Omnichannel & Contactless Payments

Supports Apple Pay, Google Pay, and Samsung Pay.
PCI-compliant solutions to ensure secure transactions.

Elavon’s Fees & Pricing Structure

Elavon’s pricing varies depending on business size, transaction volume, and industry. Common fee structures include:

Monthly fees – Ranging from £10–£30+ for terminal rental and account maintenance.
Transaction fees – Typically 1.5%–3% per card transaction (varies by card type).
Contract terms – Often 3-year contracts, with early termination fees.

Some businesses may negotiate custom rates based on volume.

Pros of Using Elavon

✔ Trusted & Established – Backed by U.S. Bancorp with a strong UK presence.
✔ Wide Range of Solutions – Suitable for in-person, online, and mobile payments.
✔ Multi-Currency Support – Useful for businesses dealing with international customers.
✔ Advanced Security – Fraud prevention tools and PCI compliance support.

Cons of Using Elavon

✖ Long-Term Contracts – Early termination fees can be costly.
✖ Mixed Customer Reviews – Some users report slow customer service.
✖ Pricing Not Always Transparent – Fees can vary significantly by business type.

How Elavon Compares to Other UK Processors

Feature	Elavon	Worldpay	Square	SumUp
Contract Terms	3+ years	1–3 years	No contract	No contract
Mobile Payments	Yes	Yes	Yes	Yes
Online Payments	Yes	Yes	Yes	Limited
Pricing Transparency	Medium	Medium	High	High

Best for: Established businesses with high transaction volumes that need a reliable, full-service processor.

Final Verdict: Is Elavon Right for Your Business?

Elavon is a solid choice for UK businesses that need a scalable, secure, and multi-channel payment solution. However, smaller businesses or those wanting flexible, short-term contracts may prefer alternatives like Square or SumUp.

Before signing up, compare quotes and read the contract terms carefully to avoid unexpected fees.

Would you like help finding the best card processor for your specific business needs? Let us know—we’re here to help!